Expert Cover

Safeguarding Your Practice, Empowering Your Career

Expert Cover takes immense pride in offering comprehensive medical malpractice insurance solutions and exceptional customer support to healthcare professionals in South Africa.

Our tailored policies and valuable services, including risk management and CPD courses, ensure that your practice is protected while you focus on delivering exceptional patient care.


Welcome to Expert Cover, South Africa’s leading medical malpractice insurance provider. Our mission is to protect healthcare professionals’ practices and empower them to succeed in their careers through comprehensive insurance solutions and supportive services.

Our Expertise

With years of industry experience and a deep understanding of the unique challenges faced by healthcare professionals in South Africa, Expert Cover is committed to offering specialized medical malpractice insurance policies that cater to a wide range of medical practitioners, including doctors, surgeons, dentists, nurses, and more.

Our team of principal consultants are Dr SS Jairam – MBChB, MBA; Dr Keli Haripersadh – MBChB; Jitesh Jairam – CFP, MBA(cum laude), BScEng(Chemical); Kiren Govender – PGDip Risk Management, RE5. We have a team of administrators, legal and financial experts supporting the business too.

Our History

Expert Cover was established in 2020 by a team of experienced insurance professionals (doctors, engineers annd certified financial planners) who identified the growing need for tailored and reliable medical malpractice insurance solutions in South Africa. Since then, we have dedicated ourselves to providing healthcare professionals with the best possible coverage, risk management services, and ongoing education through our Continuing Professional Development (CPD) courses


Our Services

At Expert Cover, we offer a comprehensive range of services to safeguard healthcare professionals and their practices:

  1. Medical Malpractice Insurance: Our tailored professional indemnity insurance policies protect healthcare providers from the financial risks associated with medical malpractice claims in South Africa.
  2. Risk Management Services: We provide complimentary risk management services to our clients, including risk assessments, best practice guidelines, and ongoing support to minimize potential liabilities and maintain a safer practice.
  3. CPD Courses for Doctors: Expert Cover is dedicated to supporting healthcare professionals in their ongoing education. We offer a variety of CPD courses designed to help them stay up-to-date with the latest medical advancements in South Africa.

Why Choose Expert Cover?

Healthcare professionals across South Africa trust Expert Cover for their medical malpractice insurance needs because we offer:

  • Industry expertise and a deep understanding of the South African medical landscape
  • Tailored insurance policies to suit individual needs and specialties
  • Competitive pricing and comprehensive coverage options
  • A dedicated team of professionals ready to assist with any questions or concerns
  • Access to valuable risk management services and CPD courses

Contact Us

If you’re looking for comprehensive medical malpractice insurance coverage in South Africa or wish to learn more about our services, please don’t hesitate to contact our team. We’re here to help protect your practice and empower your future.

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Office: (060) 070-3108
[email protected]


Suite 3, The Cube

37 Zenith Drive
Umhlanga, 4319